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Home Building Timeline: What to Expect Month by Month

A detailed month-by-month timeline of the home building process from plan purchase to moving day.

10 min readUpdated January 2026

How Long Does It Take to Build a Home?

The average custom home takes 7-12 months to build from groundbreaking to move-in. Add 2-4 months for pre-construction (planning, permits, financing). Total timeline: 9-16 months from plan purchase to moving day.

Factors that affect timeline:

- **Home size and complexity**: Larger, more complex homes take longer

- **Weather**: Severe weather can delay exterior work by weeks

- **Material availability**: Supply chain issues can cause delays

- **Builder schedule**: Good builders are booked months ahead

- **Permit processing**: Can take 2-12 weeks depending on jurisdiction

Pre-Construction Phase (Months 1-3)

**Month 1: Planning**

- Purchase and review home plan

- Get plan modifications if needed

- Interview and select a builder

- Begin financing process

**Month 2: Approvals**

- Submit plans for permits

- Finalize construction loan

- Select and lock in major materials

- Sign builder contract

**Month 3: Site Prep**

- Survey and stake the lot

- Clear trees and grade the site

- Install temporary utilities

- Dig the foundation

Construction Phase (Months 4-10)

**Month 4: Foundation & Framing Start**

- Pour foundation

- Begin framing

- Order windows and doors

**Month 5-6: Framing & Exterior**

- Complete framing

- Install roof

- Install windows and exterior doors

- Apply house wrap and siding

**Month 7: Rough-Ins**

- Plumbing rough-in

- Electrical rough-in

- HVAC rough-in

- Insulation

**Month 8-9: Interior**

- Drywall

- Interior trim and doors

- Cabinets and countertops

- Flooring

- Paint

**Month 10: Finishing**

- Fixtures and appliances

- Final electrical and plumbing

- Punch list items

- Final inspections

Post-Construction (Month 11-12)

**Month 11: Final Steps**

- Certificate of occupancy

- Final cleaning

- Landscaping

- Driveway and walkways

**Month 12: Move-In!**

- Final walk-through

- Closing on permanent mortgage

- Move in and enjoy your new home

- Schedule 1-year warranty walk-through